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Multitude SE
🇫🇮 Finland · Frankfurt Prime Standard · FinTech

Multitude SE FinTech growth platform

A Helsinki-headquartered fintech group operating across consumer credit, SME finance, and digital banking through its three independent businesses SweepBank, Ferratum, and CapitalBox employing more than 700 people across 19 countries.

FRU
Ticker
Prime Std
Segment
FinTech
Sector
FI 🇫🇮
HQ
2005
Founded
Multitude FinTech platform
🏦
SweepBank
Digital banking platform
💳
Ferratum
Consumer credit & lending
💼
CapitalBox
SME financing across Europe
🌍
Pan-European Reach
700+ people across 19 countries
Headquarters
Multitude SE
Ratamestarinkatu 11 A, 00520 Helsinki
Company overview

FinTech growth platform

Multitude aims to become the most valued financial ecosystem by acting as a growth platform that creates success stories in FinTech. With deep know-how in technology, regulation, funding, and cross-selling, Multitude offers a range of sustainable banking and financial services for FinTechs to grow and scale rapidly bringing the institutional infrastructure of a regulated financial services group to digital-first business models.

Overview of Multitude and Its Businesses

Multitude and its three independent businesses SweepBank (digital banking and payments), Ferratum (consumer credit), and CapitalBox (SME financing) employ more than 700 people across 19 countries. The three-pillar structure gives the Group exposure to retail-banking, consumer-lending, and small-business lending revenue streams from a shared regulatory, technology, and funding base.

Origins and Stock Exchange Listing

Multitude was founded in 2005 in Finland and is listed in the Prime Standard segment of the Frankfurt Stock Exchange under the symbol "FRU." The Finnish operating heritage combined with the German capital-market listing gives Multitude access to both Nordic FinTech talent and the deeper institutional investor base of the Frankfurt Prime Standard, supporting both growth funding and the Group's bond-market activity.

Strategy & Cross-Selling

The Group's strategic emphasis is on building lifetime customer value through cross-selling across its three businesses turning a Ferratum consumer lending relationship into a SweepBank deposit or card customer, or graduating successful CapitalBox SME borrowers into broader business-banking services. This compounding-customer model underpins the Group's "growth platform" positioning.

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